Can you get a student credit card with no credit?

Do you need credit to get a student credit card?

Even if you have little or no prior credit history, a low or no FICO score, and you’ve been denied for regular credit cards, you may be able to get approved for a student credit card if: You are, in fact, a student over the age of 18. You’re a US citizen or resident with a Social Security Number.

Can you get Discover student credit card with no credit?

There is no Discover card with no deposit for most people with no credit. … Both Discover it student cards have no annual fee and are available to students with limited credit history. Here are the best Discover cards for no credit history: Discover it® Secured Credit Card: $0 annual fee.

Can a college student be approved for a credit card if they don’t have a job or established credit?

If you don’t have any form of income, you can open your own credit card account by having a family member co-sign. If your parents or other family members are willing to do so, opening a joint account can help build your credit while giving you access to the rewards and benefits that a student credit card offers.

IMPORTANT:  Are graduate students non traditional?

How can I get a credit card with no credit at 17?

Here’s what you can get instead of a credit card at 17:

  1. Authorized user card: If someone makes you an authorized user on their card, the account will be added to your credit report. …
  2. Debit card: Most banks will give you a debit card connected to your checking account.

What is the fastest way to build credit?

8 Ways to Build Credit Fast

  1. Pay bills on time.
  2. Make frequent payments.
  3. Ask for higher credit limits.
  4. Dispute credit report errors.
  5. Become an authorized user.
  6. Use a secured credit card.
  7. Keep credit cards open.
  8. Mix it up.

Is it hard to get a Discover card?

But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So, most Discover cards may be a tough get for the average person, who has a credit score of 680-703.

What is the highest credit limit for Discover?

You’ll get at least a $5,000 credit limit with this card, and some people report a high limit of $100,000. This card requires good credit and the annual fee is $95. This card’s minimum credit line is $1,000.

How long does it take to get approved for Discover Student Card?

In most cases, after submitting a Discover it Student Cash Back application, there will be a decision within 60 seconds. If a further review of your application is needed, it can take up to 30 days to receive a decision, but you will normally have the decision within 5 to 7 days.

IMPORTANT:  Is it hard to get all A's in college?

What do I put for annual income if unemployed?

You can list alternative income sources on your application (including your unemployment benefits)

  1. Your investment returns.
  2. Rental property income.
  3. Trust fund payouts or inheritances.
  4. Any child support you receive.
  5. Alimony payments you receive.
  6. Social Security payments.
  7. Public assistance.
  8. Retirement distributions.

How can I build credit with no income?

3 Ways to Grow Your Credit Without an Income

  1. Become an authorized user on a responsible family member’s credit card account.
  2. Apply for a secured credit card or credit builder loan.
  3. Understand payment relief options for student loans and other bills.

Do credit card companies verify income?

Do Credit Card Companies Verify Your Income? A credit card issuer may request proof of income documents to verify your stated income. But a lender won’t typically call your employer or the IRS to verify your income.

Notes for students