You asked: Why do I keep getting phone calls about student loans?

Many borrowers receive a call from an unknown number with a promise to help them repay their student loans. You only need to provide some personal information and pay an upfront fee. … Many debt relief companies charge a fee when providing services that you can do yourself for free by contacting your loan servicer.

How do I stop student loan calls?

The National Do Not Call Registry lets you limit the telemarketing calls you receive. Stop unwanted sales calls by registering your phone number: Online: Visit DoNotCall.gov. By phone: Call 1-888-382-1222 or TTY: 1-866-290-4236.

Are the calls I getting about student loan forgiveness real?

Just because a caller says they can reduce your monthly payments doesn’t mean it’s a scam. However, many repayment companies will charge you a fee for something you can do in less than 30 minutes online. A common way to reduce monthly payments is to change your repayment plan.

Do student loan forgiveness programs call you?

There are a few key things that people should be on the lookout for if they get a phone call or letter about student loan forgiveness. … Remember that federal programs do not require extra payment for loan forgiveness, so if someone is talking about charging you, it should be an immediate red flag, said Haile.

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How do I remove my phone number from telemarketing lists?

The federal government’s National Do Not Call Registry is a free, easy way to reduce the telemarketing calls you get at home. To register your phone number or to get information about the registry, visit www.donotcall.gov, or call 1-888-382-1222 from the phone number you want to register.

Is Navient really forgiving loans?

Is Navient student loan forgiveness real? There’s no such thing as a “Navient student loan forgiveness” program, and it’s unlikely that Navient borrowers will get the compensation the CFPB is requesting anytime soon.

Do student loans get forgiven after 10 years?

The Public Service Loan Forgiveness program discharges any remaining debt after 10 years of full-time employment in public service. … Term: The forgiveness occurs after 120 monthly payments made on an eligible Federal Direct Loan. Periods of deferment and forbearance are not counted toward the 120 payments.

What happens if you answer a spam call?

If you answer the call, your number is considered ‘good’ by the scammers, even if you don’t necessarily fall for the scam. They will try again because they know someone on the other side is a potential victim of fraud. The less you answer, the fewer robocalls you will receive.

What is the best call blocker for landline phones?

Keep Your Landline Free From Unwanted Interruptions Using a Call Blocker

  1. CPR V5000 Call Blocker. Easily block calls from anywhere in the home using the CPR V5000 Call Blocker. …
  2. Panasonic Call Blocker for Landline Phones. …
  3. MCHEETA Premium Phone Call Blocker. …
  4. Sentry 2.0 Phone Call Blocker.
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Can you tell if a number is spoofed?

If you get calls from people saying your number is showing up on their caller ID, it’s likely that your number has been spoofed. … You can also place a message on your voicemail letting callers know that your number is being spoofed. Usually, scammers switch numbers frequently.

How do telemarketers get your cell phone number?

800, 888 and 900 numbers are a major way for telemarketers to obtain your phone number. When you call these numbers, your phone number may be captured with a system called “Automatic Number Identification” or ANI. ANI uses equipment that automatically identifies and stores the number from which you are dialing.

Notes for students